Borrowers

Need a Loan Fast?

Pacific Loanworks, provides loans that get turned down from conventional lenders. By having the investors and funds direct we’re able to look at each property and provide rates and terms based on equity.

-Self-employment is OK!

-No Proof of Income is OK!

-Low FICO Credit Score is OK!

-Easy Application Process

-Quick and Experienced Staff

-Honest, Efficient and Reliable

Pacific Loanworks, is a direct private money lender performing asset-based lending on a large variety of residential, commercial, and industrial properties throughout California for the benefit of a diverse group of borrowers.  We routinely assist borrowers who are individuals, corporation, limited liability companies, trusts, estates, probates, foreign nationals, as well as other types of borrowers who do not meet the very strict underwriting guidelines of traditional or conventional lenders. Since we are a direct lender, we have our own underwriting guidelines and standards which translates into a quick, fast and efficient process to approve your loan and get it funded fast! In loan transactions, our focus is on the current value of the property, the purpose of the loan and your ability to repay the loan.  We are honest, efficient and reliable, and our 35 years of success in this business is testament to our commitment to our clients.

Loan Program Highlights

-No FICO credit score minimums

-Loan amounts from $50,000 to $2,000,000

-Loan-to-value ratios up to 70%

-Loan terms from 6 months to 20 years

-We originate 1st & 2nd trust deeds

-Loan closings within 3 to 7 business days