Pacific Loanworks Inc. is a full-service sub-prime lender that provides its clients with timely, flexible, asset-based lending that would otherwise be unavailable according to conventional lending guidelines. We will custom tailor financing to fit your particular needs. Our specialists have over thirty years of experience in the business and have the know-how to find the right solution for you.

Pacific Loanworks Inc. focuses on the equity in your property rather than on your past credit history or verifiable income. Yet, that does not mean that only people with credit issues apply and get private money loans. Many of our borrowers have good credit and steady jobs, but they are in need of a fast closing and want to eliminate a lot of the red tape that would be found with a conventional lender or bank. Some of our clients are self-employed and have difficulties providing the necessary income documentation to get an approval. In most cases, this is not required for our private money loans. Whatever the case is, we are here to help provide you with a solution, and will take the time to fully analyze your situation. As a direct lender we are able to make quick investment decisions, which translates into fast closings and satisfied borrowers. Since we are a direct lender it is not uncommon to get funding as quickly as in 5 days, if the borrower can provide the necessary information in a timely fashion.

At Pacific Loanworks Inc., we will lend on almost any property located in the sate of California if the deal makes sense to us. We make private money loans for residential and commercial properties as well as Apartment and office buildings, land loans, bridge loans, probate loans, rehab loans, construction loans.

Pacific Loanworks Inc. is comprised of experienced, dedicated, and talented professionals with expertise in all realms of private real estate financing. The principals of Pacific Loanworks Inc. understand the complexities involved in private money lending, and we work hand in hand with the borrower to overcome any hurdles that may arise with your loan. With our speed, experience, and efficiency we will work diligently to fund your deal.

We encourage calls from borrowers, lenders, realtors, brokers, accountants, attorneys, builders, real estate investors and other consultants seeking financing for their clients. We are happy to hear about any loan scenario and we will see if we can help.